BAD Credit | CCJ | Default | IVA | DMP | Ex-Bankrupt

Complex Credit Mortgage

Credit history is just that history. I work with clients who have had a blip in the past but have taken control of their finances and need professional advice in securing their borrowing. Get your mortgage application underway.

Concept Financial Services provides expert wealth, mortgage, protection and insurance advice. Concept Financial Services is not a business in it’s own right, it is a trading name of Delphic Financial Planning Limited which is an appointed representative of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

BAD Credit | CCJ | Default | IVA | DMP | Ex-Bankrupt

Complex Credit Mortgage

Credit history is just that history. I work with clients who have had a blip in the past but have taken control of their finances and need professional advice in securing their borrowing. Get your mortgage application underway.

*Checking eligibility will not impact your credit score! 

By clicking the ‘GET YOUR CREDIT FILE’ button link you will leave our website. We give no endorsement and accept no responsibility for the accuracy or content of any sites linked to this site. Click here if you wish to proceed.

 
 

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR  MORTGAGE THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

Meet Lydia Hall

Your Trusted Adviser

Quick Enquiry

In a hurry? Just drop your details and I will get straight back to you.

Bad Credit Mortgages - Get a Mortgage with Bad Credit

Struggling to get a mortgage due to bad credit? I can help. I have access to mortgages available to people with all types of bad credit.

Have you faced financial challenges like a CCJ, IVA, or bankruptcy? Was it a one-off event, and you previously had a good credit rating?

I work with specialist lenders who use flexible criteria and won’t just turn you down due to a low credit score.

If High Street lenders have said ‘No,’ let our specialists turn that into a ‘Yes.’

 A Good Track Record of Mortgage Repayments Will Help You Re-Establish Your Credit Rating. Our service is designed for clients who have had a previously good credit standing, but this has suffered due to loss of job / redundancy/ illness or business failure and now in a stronger financial position to proceed with a mortgage and have the income to support their repayments. 

Credit Repair Mortgages for:

Debt Management Plans

CCJ's or IVA's

Missed, late payments or defaults

Ex-Bankrupt

We can confirm options within 24hrs

TRUSTED

I've been helping clients with all types of mortgages and have Excellent reviews from my happy customers

NO UPFRONT COSTS

I'll provide a FEE FREE initial discussion. There is no obligation to proceed, and if I can't assist, it won't cost you a penny.

FULLY REGULATED

I work for Concept Financial Services which are registered and regulated by the Financial Conduct Authority (FCA) - so we meet rigorous standards required for compliant advice

Get Your Credit Score

The easiest way to understand your credit situation is to obtain your latest credit report. This will show your current credit score and provide data of all your credit accounts and also any adverse information. We find it much easier to progress your application with all the facts to hand and leaving nothing to chance.

Get Your Credit Score

The easiest way to understand your credit situation is to obtain your latest credit report. This will show your current credit score and provide data of all your credit accounts and also any adverse information. We find it much easier to progress your application with all the facts to hand and leaving nothing to chance.

A bad credit history doesn’t mean you can’t get a mortgage. 

I have lenders who are willing to work with you and take your background into consideration.

I’ll work with you every step of the way to find the right mortgage for your needs.

Apply today and let me help you get approved for a mortgage!

– Lydia Hall